The Value Investing Approach ( Banjamin Graham ) Research Paper

The Value Investing Approach ( Banjamin Graham ) - Research Paper Example This research will begin with the statement that Benjamin Graham is believed to be the original intelligent investor. In his lifetime (1894 to 1976), he was able to enormously contribute to the main subject of investments and security analysis. His works vary from helping an individual perform his own portfolio management, searching for a timely company, purchasing of stocks, and investment of retirement savings at Wall Street. It is worth noting that Graham was always trying to purchase stocks that were been traded at a discount as compared to their net Current Asset Value. In simpler terms, he purchased stocks that were undervalued and he would hold them until they were fully valued. Graham was once known to have said that the determining characteristic of an investor will be his willingness to spare his time and care when selecting securities that are sound and can be seen to be attractive than the average. Nonetheless, an enterprising investor of his caliber could expect a worthw hile reward when it comes to his extra skills and efforts. This could take the form of a better average return as compared to the returns realized from a passive investor. The former world’s richest person (Warren Buffett) is one of the most known Graham’s disciples. Through Berkshire Hathaway, an investment vehicle that Buffet used for the last 40 years, he was able to make 22.2 percent annuals gains for all those years. This is one remarkable record. One may think that this form of percentage is small as compared to the 70 and 100 percent we witness on websites and newsletters. Fortunately, buffet was able to achieve his annual gain year after year, and what we see on the websites and newsletter is just the hype merchant’s use by the wayside. In the end, buffet still has the sovereignty as been the greatest investor of recent times (BuffetsSecrets, 2011). This paper will demonstrate what made Graham’s ideas stand out. It is not just the meager concept o f buying low and sell high. It was more of purchasing cheap assets and sell them later as expensive assets while at the same time looking for large gaps between the worthiness of stock’s and their price. Graham is known to have referred to this as the Margin of Safety (GrahamInvestor, 2012). This form of approach is known to have consumed plenty of time as it was an active investment. It should be known that it could not be done submissively until recently. In any given financial matters, the management of finances is something very important for the immediate and event the later future of an individual’s finances or that of an organization. This means that finance management can either be long term or even short term. In that case, the management of finance will basically involve the future planning of someone’s finances or even that of a business. This is usually done so that there can be a guarantee of smooth financial flow for the business or one’s af fairs. So as to be done in a much effective manner, it has always been necessary to have administration issues and maintenance of all possible financial goods and assets. Another important element of financial management is that it has to cover all the processes which are involved in the overall identification and management of risks. When it comes to the issues of financial management, there should be the element of assessment on the financial situations rather than involving the techniques which entail quantification of the finances. This gives the duty of a financial manager in ensuring that he or she looks keenly at all the available information and data in making useful judgments on the enterprise or business performance of enterprises. Management of finance should be applied as an interdisciplinary approach which has to effectively borrow from the areas of managerial aspects, accounting modalities, and with corporate financing. Graham’

Assistant VP OF Development at Al-Saif Trading Agencies Company Assignment

Assistant VP OF Development at Al-Saif Trading Agencies Company - Assignment Example Achieving of the targets will ensure the guaranteed profitability of the company and that will enable the company to gain market dominance over its competitors (Den 2000). Al-saif Company is a company that intends to specialize in utensils that would suit households in Saudi. The company aims at developing local utensils that were used in the past by modernizing them without any form of deformation (Al-saif.biz) .The Company is one of the biggest retailers in the country and it has a reputation that is suitable for most of its suppliers. The company is also considered to have a financial position that is unique because of the independence and strength that exists in the administrative structures of the company. My plans and strategies My strategies will be aimed at adding more coordination in the administration department. I will also ensure that the customers are satisfied with our services and the suppliers are comfortable with the payment terms. I will also strive to ensure that t he staff of the company is properly coordinated to ensure increased efficiency and productivity (brandhouseadv.com). Strategies aimed at customers The customers are the most important assets to the business. The customers should be the first priority when the company is coming up with any strategy. I will liaise with the management of the company so that we can establish a 12-hour respond time. This strategy will ensure that we respond to the customer’s requirements before 12 hours. Therefore, the customers will not repeat calls to follow up on the progress of their requests. That will lead to customer satisfaction. Satisfaction is a critical thing that customers want from their suppliers (Buhler 2002). I will also request for the establishment of a feedback system in which the customers can give their feedbacks in regard to the services provided by the company and the way that they thing that the company can enhance its service provision. I will also recommend that the manag ement come up with classes on communication skills. The lessons on communication skills will ensure that the customers are properly attended to (Lamont 2003).The class will also enhance communication among the staff and that will ensure that company policies are perfectly communicated and executed and that will result in efficiency. Strategies aimed at the administration department I will ensure that there are policies that will ensure that the administrative department is properly streamlined. I will do that by ensuring that the files of the customers and suppliers are updated on a daily basis to avoid any instances of backlogs or wrong entries. Updating of the company files will ensure that the company has up to date records on the items that are demanded most and the items that are out of stock (Day 1994). The policy will ensure that there are no instances of stock outs in the business and stock out costs will not be incurred in the company. The administration department will als o be responsible in ensuring that that office supplies are available when they are required. Strategies directed towards suppliers Suppliers are another important part of the business. The suppliers of Al-Saif Company are from all over the world. That means that there should be effective communication between the company and the suppliers. My experience in working in different places will enable me coordinate with the suppliers who are from a